What Credit Card Personality Are You? [I am an Early Bird]

Early Bird

Credit Score: Extremely high

This personality type identifies an individual as being highly proactive with their debt repayments. This person is usually well organized and prioritizes debt repayments before spending. For the Early Bird having credit is a convenience rather than a loan. They have the means to pay their bills upfront, and immediately (or in advance) pay their monthly debt in full as soon as they receive their bills. Early Birds usually close accounts as soon as they have been repaid although, unknowingly, this could result in a weakened credit score

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